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Michigan’s No Fault system is incredibly valuable

As the auto insurance industry gangs up to restrict our No Fault law in Michigan, words of praise From IIM and its executive director provide perspective. Michigan no fault is valuable; just ask Peter Kuhnmuench of the Insurance Institute Of Michigan.

As the auto insurance industry gangs up to restrict our No Fault law in Michigan, words of praise From IIM and its executive director provide perspective. Michigan no fault is valuable; just ask Peter Kuhnmuench of the Insurance Institute Of Michigan.

Quick Facts

  • Michigan has over $20 billion in a fund to help pay for catastrophic claims
  • This model has been serving Michigan citizens for over 40 years
  • Unpaid medical bills are the leading cause of bankruptcy in the US, according to Harvard Medical School
  • Almost 80% of those who filed bankruptcy due to medical bills had health insurance at the time of their injury
  • Recovery from a catastrophic auto accident can cost millions of dollars
  • There are over 200 million licensed drivers in the US (and this unfortunately could happen to anyone)
  • Other states do have PIP benefits available, but they're very limited. Florida has a $10,000 benefit.